Wealth planning

Wealth planning

By talking to our customers, we are able to analyse their financial situation, carry out succession planning, and provide strategies and structures appropriate to each investor, thus providing them with an extensive network of experts and local and international suppliers, as well as the expertise of Crèdit Andorrà Group around the world.

Collective investment institutions in Luxembourg

Personalised wealth management using investment vehicles that offer flexibility to customers in their structure and organisation with the option of compartmentalisation (SICAV, SICAR and SIF). Luxembourg has demonstrated its commitment to developing such instruments.

 

Find out more about our SICAV

Holding companies

Luxembourg offers an advantageous legal framework to set up and base holding companies and international groups in the country. The aim is to provide customers with a tax-efficient vehicle that offers the opportunity to invest in a diversified portfolio of companies.

Furthermore, Luxembourg is party to a large number of double-taxation treaties that provide customers with a competitive advantage.

Securitisation companies (SPVs)

SPVs make it possible to offer tailor-made solutions in the design of securitisation structures. Practically all predictable income streams or risks can be securitised. In SPVs, customers have the contractual freedom to set the terms and conditions. These kinds of securitisation companies also offer flexibility in terms of the frequency of dividend or coupon payments made by the SPV.

 

Corporate Finance

Through its comprehensive wealth management service, Banque de Patrimoines Privés offers its customers a range of corporate solutions.


Services d’entreprise

  • Acquisitions
  • Divestments
  • Mergers
  • Company valuations
  • Identification of financing options: private equity or structured financing
  • Strategic alliances
 

Entreprises familiales

  • Design of holding structures
  • Succession planning, etc.
  • Family agreements
Insurance

Through our ERM provider (Enterprise Risk Management Gerencia Integral de Riesgos, Correduría de Seguros, SL), which forms part of Crèdit Andorrà Group in Spain, we offer customers a service called ERM Premium that provides advice to customers with insurance needs that go beyond traditional requirements. The service is aimed at customers that require solutions tailored to their needs.