Our management model

Our management model

Wealth preservation and protection is our priority

We work with a model based on investing in profitable and sustainable businesses, on seeking short-term stability and long-term profitability, and on foregoing profit rather than risking a loss.

Personalisation

We help our clients to identify their needs from a financial, legal and fiscal perspective

Results of investment funds and management mandates

Our management model's success is reflected in the results obtained from the returns on the investment funds and management mandates made by the Crèdit Andorra Group's fund manager: Crèdit Andorrà Asset Management.

Flexible

We apply a management philosophy when managing investments so as to make them more flexible against a backdrop of complex, changing market conditions.

Our aim is to offer wealth management adapted to each customer's preferences with regard to risk management by means of the most appropriate investment vehicles.

Multidisciplinary service

Our comprehensive approach to wealth management is made possible by dialogue between customers and the bank, which draws on the knowledge of a team of specialists, thus offering customers a multidisciplinary service.

Comprehensive approach to wealth management

At Banque de Patrimoines Privés we cover issues such as succession planning, business, tax, property assets, financial assets and liabilities.

This comprehensive approach aims to preserve the wealth of our customers over the long term and requires:

  • conducting a thorough analysis of the individual and financial situation of each customer.
  • drawing up a plan and a tax optimisation strategy to maximise net investment returns.
  • carrying out continuous monitoring of customers' investments.